STATE-OF-THE-ART INVESTMENT SOLUTIONS
SOLID INVESTMENT CLASS: SWISS SME
ATTRACTIVE
RETURNS INSWITZERLAND
- Benefit from positive CHF returns from a robust SME credit portfolio thanks to direct lending
CONTROLLED RISKS
- creditworld specialises in corporate loans in Switzerland. Our track record speaks for itself
CONVINCING INVESTMENT SOLUTIONS
- We will develop a tailor-made investment solution that is right for you
SME loans are an alternative investment class with attractive returns in Switzerland. As a direct lender, creditworld enables investors to invest in an SME credit portfolio made up of Swiss companies through a variety of different investment solutions. Our investors have the opportunity to make investments in individual loans or through mandates and product solutions. Investing in Swiss SME loans offers an interesting diversification for your portfolio as well as an attractive risk-return profile.
OUR INVESTMENT SOLUTIONS
Individual loans
Complement your portfolio with interesting SME individual loans with direct lending
Let us know what your investment criteria are so that we can actively support you
Mandate solutions
Use our automated mandate solution to build up a credit portfolio that suits your specific requirements
We are very happy to discuss your requirement profile with you personally
Product solutions
Invest in diversified SME credit portfolios via an investment product
We are very happy to discuss your requirement profile with you personally
INVESTMENT UNIVERSE
Investing in SME - the backbone of the Swiss economy
Attractive returns
Interesting opportunities in comparison to CHF bonds
FOCUS ON SWISS SME
TOP 10 SECTOR DISTRIBUTIONS
RATING PROCESS
TWO-STAGE CREDIT ASSESSMENT
Credit Screening
- Checking minimum requirements
- Internal pre-screening of potential credit projects
-
Credit Assessment
- Internal credit assessment performed by creditworld, comprising both qualitative and quantitative elements
- Independent validation by rating partner
- Setting out final terms of loan
Credit Placement
- Processing via creditworld platform
- Allocation to individual investors, mandate investors and investment products
- Continuous monitoring
What differentiates creditworld is our strict separation of brokerage processes and borrower rating. The borrower rating, which investors can access through creditworld, is independent and provided by our rating partner Euler Hermes.
Euler Hermes Rating | Solvency | creditworld Rating | |
|---|---|---|---|
Listed firms | 1 | really high creditworthiness | |
2 | high creditworthiness | ||
3 | good creditworthiness | ||
Investable SME segment | 4 | relative good creditworthiness | |
5 | medium creditworthiness | ||
6 | increased risk | ||
7 | high risk | ||
8 | really high risk | ||
Not investable | 9 | not creditworthy | |
10 | insolvent |
creditworld also uses a transaction-based rating. If qualified collateral is provided, the rating can improve by up to one star.
FURTHER QUESTIONS?
HERE YOU CAN FIND ANSWERS TO THE MOST FREQUENTLY ASKED QUESTIONS
You can find a selection of FAQs asked by investors here, whilst further answers can be found in our T&C. Please do not hesitate to contact us directly regarding your specific financing situation using our Contact details .