STATE-OF-THE-ART INVESTMENT SOLUTIONS

SOLID INVESTMENT CLASS: SWISS SME

ATTRACTIVE
RETURNS IN
SWITZERLAND

CONTROLLED RISKS

CONVINCING INVESTMENT SOLUTIONS

SME loans are an alternative investment class with attractive returns in Switzerland. As a direct lender, creditworld enables investors to invest in an SME credit portfolio made up of Swiss companies through a variety of different investment solutions. Our investors have the opportunity to make investments in individual loans or through mandates and product solutions. Investing in Swiss SME loans offers an interesting diversification for your portfolio as well as an attractive risk-return profile.

OUR INVESTMENT SOLUTIONS

Individual loans

Complement your portfolio with interesting SME individual loans with direct lending
Let us know what your investment criteria are so that we can actively support you

Mandate solutions

Use our automated mandate solution to build up a credit portfolio that suits your specific requirements
We are very happy to discuss your requirement profile with you personally

Product solutions

Invest in diversified SME credit portfolios via an investment product
We are very happy to discuss your requirement profile with you personally

INVESTMENT UNIVERSE

Investing in SME - the backbone of the Swiss economy

Attractive returns

Interesting opportunities in comparison to CHF bonds

FOCUS ON SWISS SME

TOP 10 SECTOR DISTRIBUTIONS

RATING PROCESS

TWO-STAGE CREDIT ASSESSMENT

Credit Screening

Credit Assessment

Credit Placement

RATING MATRIX

BASED ON EULER HERMES RATING

What differentiates creditworld is our strict separation of brokerage processes and borrower rating. The borrower rating, which investors can access through creditworld, is independent and provided by our rating partner Euler Hermes.

creditworld also uses a transaction-based rating. If qualified collateral is provided, the rating can improve by up to one star.

FURTHER QUESTIONS?

HERE YOU CAN FIND ANSWERS TO THE MOST FREQUENTLY ASKED QUESTIONS

You can find a selection of FAQs asked by investors here, whilst further answers can be found in our T&C. Please do not hesitate to contact us directly regarding your specific financing situation using our Contact details .

What services does creditworld offer?

creditworld is a direct lending platform which brokers loans between Swiss small and medium-sized enterprises (SMEs) and investors. This provides investors access to an alternative class of investment with attractive returns in Switzerland. At creditworld, investors can choose from several different investment solutions. For example, you can invest in individual loans or build up a diversified portfolio through a mandate or product solution.

What is marketplace, peer-to-peer or direct lending?

With marketplace, peer-to-peer and direct lending activities, an SME is financed directly, (often) by several investors instead of the traditional lenders. This direct relationship between borrower and investor opens up an alternative opportunity for investment. In addition, investors get access to an interesting market which was previously reserved for classic bank institutions only.

How can I invest in Swiss SMEs and benefit from attractive returns?

Qualified investors can use our financing vehicles to invest in a heavily diversified SME portfolio. We are very happy to provide you with more details on our investment products.

How are ratings set and how should I understand the different ratings?

The rating tells you about the creditworthiness of the borrower and about the likelihood that he won’t be able to fulfill his interest or repayment obligations. Euler Hermes uses a scale of 1-10 for ratings, where 1 reflects the lowest likelihood. Detailed information

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