RATING PROCESS

TWO-STAGE CREDIT ASSESSMENT

Credit Screening

  • Check of minimum requirements
  • Internal pre-screening of potential credit projects

Credit Assessment

  • Internal credit assessment performed by creditworld, comprising both qualitative and quantitative elements
  • Independent validation by rating partner
  • Setting out final terms of loan

Credit Placement

  • Execution via creditworld
  • Allocation to investment products, mandates and individual investors
  • Continuous monitoring

FURTHER QUESTIONS?

ANSWERS TO THE MOST FREQUENTLY ASKED QUESTIONS

You can find a selection of FAQs here. Please do not hesitate to contact us directly regarding your specific financing situation using our contact form.

creditworld is a direct lending provider which brokers loans between Swiss small and medium-sized enterprises (SMEs) and investors. This provides investors access to an alternative class of investment with attractive returns in Switzerland. At creditworld, investors can choose from several different investment solutions ranging from diversified product and mandate solutions to single loan investments.

By using direct lending solutions SMEs get loans direclty from professional lending providers instead of a traditional bank. The direct contractual relationship between the borrower and the loan provider opens up new lending opportunites for both sides.

Qualified investors can use our financing vehicles to invest in a heavily diversified SME portfolio. We are very happy to provide you with more details on our investment products.

creditworld has delivered net returns after credit defaults in excess of 4.50% anually in the past several years. Please note that fast performance is not an indication of future performance.