Disclaimer EN
TERMS OF USE
By accessing this website (the “Website”), you, as a client or potential client, agree to receive and view the information provided herein.
Please read these Terms of Use carefully, as they describe important legal limitations regarding the access and distribution of information on this Website.
This Website (including any microsites) and its contents are considered advertising.
ACCESS RESTRICTIONS – PROFESSIONAL CLIENTS IN SWITZERLAND
This Website and its content are intended exclusively for professional clients as defined in the Federal Act on Financial Services of 15 June 2018 (the “FinSA”) and its implementing ordinance (“Professional Clients”), which have their residence or registered office in Switzerland.
This Website and all information contained herein is not intended for offer or distribution to or use by any other person or entity in any other country or legal jurisdiction and may not be accessed by such person or entity.
The collective investment schemes mentioned on this Website (“Funds”) may, unless explicitly stated otherwise, not be offered, sold or delivered to US citizens or persons resident or incorporated in the US and/or other natural or legal persons whose income and/or returns, regardless of origin, are subject to US income tax, as well as persons who are considered to be US persons pursuant to Regulation S of the U.S. Securities Act of 1933 and/or the U.S. Commodity Exchange Act, in each case as amended from time to time.
COMPANY INFORMATION AND REGULATORY STATUS
This Website is owned and operated by creditworld Capital AG („CWCAG“). The registered office of CWCAG is at Selnaustrasse 5, CH-8001 Zurich, Switzerland.
CWCAG is authorised as an asset management company according to the Federal Act on Financial Institutions of 15 June 2018 (“FinIA”) by the Swiss Financial Market Supervisory Authority FINMA, Laupenstrasse 27, CH-3003 Bern, Switzerland, (“FINMA”) and regulated by FINcontrol Suisse AG, c/o VQF Verein zur Qualitätssicherung von Finanzdienstleistungen, General-Guisan-Strasse 6, CH-6300 Zug, Switzerland.
CWCAG may suspend the Website temporarily for maintenance or updates and reserves the right to change the Website’s format, content, or access terms at any time without prior notice.
APPLICABLE REGULATION
As an authorized asset manager, CWCAG is subject to the FinSA, FinIA, and the Collective Investment Schemes Act (CISA), among other regulations.
OMBUDSMAN
CWAG is affiliated to the following ombudsman service:
FINSOM, Avenue de la Gare 66, CH-1920 Martigny, Switzerland.
NO SOLICITATION, OFFER, RECOMMENDATION OR ADVICE
All materials on this Website are provided for informational purposes only.
They do not represent a solicitation, offer, or recommendation to buy or sell any fund or financial product, to enter into transactions, or to engage in any legal agreement. The information is general in nature and does not consider personal circumstances or qualify as investment advice.
CWCAG does not offer investment, legal, or tax advice via this Website. Any investment decision should be based solely on the official fund documentation (such as the prospectus, offering memorandum, articles of association, key investor documents, and financial reports).
Before investing, ensure you have reviewed all relevant product documents to understand the strategy, risks, fees, and conditions. Seek advice from an independent financial advisor or qualified expert to determine if a product is suitable for your goals and risk tolerance.
INVESTMENT RISK / PERFORMANCE
Investing in financial instruments carries both opportunities and risks.
Before investing or using financial services, it’s essential to understand these risks. Key risks are outlined in the Swiss Bankers Association’s brochure “Risks Involved in Trading Financial Instruments” and in the official fund materials.
Investment values can fluctuate, and there is no guarantee of returns or return of capital. Currency changes may also impact performance. Past performance is not a reliable indicator of future results.
Performance figures shown do not include fees or charges incurred during subscription or redemption.
Tax treatment depends on individual circumstances and may change in the future.
DISCLAIMER OF WARRANTIES
Use of this Website is at your own risk.
The Website and its contents are provided “as is” and “as available” without any warranties or guarantees of any kind. CWCAG does not guarantee the accuracy, completeness, reliability, security, or availability of the Website or its contents.
CWCAG accepts no liability for any technical issues, errors, viruses, or interruptions. Information may be updated or modified at any time without notice, and CWCAG is under no obligation to keep materials up to date. Unless stated otherwise, figures are unaudited.
LIMITATION OF LIABILITY
CWCAG shall not be liable for any direct or indirect losses, including loss of data, business, or profit, resulting from the use of this Website, inability to access it, or reliance on any of its content — even if CWCAG was advised of the possibility of such damages.
APPLICABLE LAW AND JURISDICTION
Your access, visit to and use of this Website, and the present Terms of Use are governed by Swiss law. The place of jurisdiction is Zurich, Switzerland.
CONFIRMATION
By clicking „I agree“, you confirm that:
- You are a Professional Client with residence or registered office in Switzerland (as defined above), and
- You have read and accepted these Terms of Use.
If either of these conditions does not apply to you, or you do not accept the Terms of Use, please click “I disagree”.
